Dental Plans

The University of Miami offers two dental plans, Cigna DHMO and Delta Dental PPO. Your premiums, deductibles, copays and other costs vary depending on the plan you select.

Dental Plan Options

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  • Cigna Dental Care Access (formerly Cigna Dental Care HMO)

    Cigna offers an HMO-type plan with low copays and no limit on your annual benefit. If you choose this plan, you and your enrolled dependents must select an in-network primary care dentist (PCD) or one will be assigned to you based on your zip code. For maximum flexibility, each enrolled member may select a different in-network dental provider.

    To locate a PCD, please click here, click the Find a Doctor, Dentist or Facility button, or call Cigna at 1-800-CIGNA24 (244-6224). You can change your PCD at any time by calling Cigna or going online. Your new PCD designation will be effective the first of the month following the date you make the change.

  • Delta Dental (PPO)

    Delta Dental offers a Preferred Provider Organization (PPO) dental plan with in-network and out-of-network benefits. This plan has an extensive network of dentists and facilities. Once you have met your deductible, the plan pays a percentage of the charges based on the type of service provided. You can take advantage of lower costs by using in-network providers.

    To search for a provider, please click here or contact Delta Dental at 1-800-521-2651.

Premiums

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Comparison Chart

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Plan Details

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UHealth Dental

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  • Accepting Cigna and Delta Dental

    UHealth's renowned Division of Oral and Maxillofacial Surgery and General Dentistry provides comprehensive general dentistry as well as a full range of oral and maxillofacial care. Services include routine dental examinations, cleanings, fillings, dentures, wisdom teeth evaluations, dental implants, and more.

    To schedule an appointment, please call 305-689-6725.

Frequently Asked Questions (FAQs)

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  • What is the difference between Cigna Dental and Delta Dental?

    Cigna is a Health Maintenance Organization (HMO) plan with low copayments, no deductibles, and no limit on your annual benefit. If you choose this plan, you and your enrolled dependents must select an in-network primary care dentist  or one will be assigned to you based on your zip code. For maximum flexibility, each enrolled member may select a different in-network dental provider. A referral is required to see specialist.

    Delta Dental offers a Preferred Provider Organization (PPO) plan with in-network and out-of-network benefits, though it is always more cost effective to use Delta's network. This plan has an extensive network of dentists and facilities. Once you have met your deductible, the plan pays a percentage of the charges based on the type of service provided. 

  • Do our dental plans cover orthodontics?

    Yes, both our dental plans cover orthodontics.

  • Is Invisalign considered orthodontia?

    Invisalign is covered under both plans. The services are subject to each plan's lifetime benefit maximum.

Questions?

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